40 free student & college tools · 100% Free · No Signup
Smarter Student Financial Tools
GPA, loan payoff, FAFSA SAI, college ROI, 529 plans, scholarship search value — all free, all private, all running in your browser.
✓ 100% Free✓ No Signup✓ No Ads✓ PDF Export
Grades & Scores
🎓
GPATop
Calculate your GPA using credit-weighted or simple average with letter-grade inputs.
📝
Final GradeTop
See exactly what grade you need on the final to hit your target course grade.
⏱️
Study Planner
Calculate weekly study hours needed based on credit load and difficulty.
📊
SAT Estimate
Estimate your SAT score from practice-test raw scores with section breakdown.
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ACT↔SAT
Convert between ACT composite and SAT total score using College Board concordance tables.
🏆
Class Rank
Convert your class rank into a percentile for college applications.
⚖️
Weighted GPA
See how AP/IB/Honors courses lift your weighted GPA vs. unweighted.
🚨
Grade Recovery
See if you can still pass or earn a target grade given your current scores and remaining weight.
Loans & Funding
💸
Loan PayoffTop
Calculate payoff time, total interest, and monthly payment on federal or private student loans.
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Scholarship ROITop
See the hourly rate of scholarship applications — hours invested vs. dollars won.
📋
FAFSA SAI
Estimate your Student Aid Index (SAI) from family income, assets, and household size.
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529 Plan
Project 529 plan balance at age 18 from monthly contribution and expected return.
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DTI
Check your post-grad debt-to-income ratio and see if your loan load is sustainable.
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Refi Savings
Compare current loan vs. refinance offer — lifetime savings, break-even, and risks.
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IDR Payment
Estimate your monthly payment on SAVE, PAYE, or IBR income-driven repayment plans.
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PSLF
Calculate how much you'd save through Public Service Loan Forgiveness over 10 years.
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PLUS vs Private
Compare Parent PLUS loans against private student loans for college funding.
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Pell Grant
Estimate your Pell Grant award based on family income and size.
Cost of College
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Cost CompareTop
Compare total 4-year cost of up to 3 colleges — tuition, room & board, fees, and aid.
📚
Textbooks
Compare buying new vs. used vs. rental vs. digital textbooks across a semester.
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Study Abroad
Estimate total cost of a semester or year abroad including flights, housing, and fees.
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Online vs Campus
Compare total cost of an online degree vs. on-campus including housing and opportunity cost.
🧾
Student Budget
Build a realistic monthly student budget — rent, food, tuition, transport, fun money.
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AP Credit
Calculate how much college tuition AP exams save — credits earned × per-credit cost.
🤝
Reciprocity
Find out how WICHE, MSEP, NEBHE, and ACM programs save on out-of-state tuition.
🍽️
Meal Plan
Calculate the true cost per meal on a college meal plan vs. cooking yourself.
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Dorm vs Apt
Compare freshman-year housing cost of dorm vs. off-campus apartment.
🚗
Commuter Savings
Calculate savings from commuting to college vs. living on/near campus.
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CC Transfer
Calculate savings from starting at community college, then transferring to a 4-year.
Career & ROI
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College ROI
Calculate the 10-year ROI of a college degree — total cost vs. projected salary lift.
👔
Major Salary
Compare starting and mid-career salaries across different college majors.
👩🏫
Tutoring ROI
Calculate the ROI of tutoring by grade improvement and scholarship lift potential.
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PT Job Impact
Model how part-time work hours affect GPA and study time per week.
🎯
Grad School ROI
Compare cost of grad school against expected salary lift over 20 years.
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Internship Value
Calculate true internship value including pay, skill-building, and full-time offer probability.
📈
STEM vs LA
Calculate the salary premium of STEM over liberal arts majors over 10–20 years.
🎖️
Cert ROI
Calculate the ROI of a professional certification (AWS, Google, CPA, PMP, etc.).
🌍
Gap Year
Calculate the financial impact and ROI of taking a gap year before college.
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Paid vs Unpaid
Compare a paid internship against an unpaid one with better brand/prestige.
⚖️
Bootcamp vs CS
Compare a 12–24 week coding bootcamp against a 4-year computer science degree.
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